![]() ![]() At its simplest, it’s a con trick in which the hacker masquerades as a legitimate entity (e.g., a bank, an e-commerce provider, or a tech firm) to trick you into divulging your personal details, or unwittingly downloading malware. Phishing is one of the most popular techniques for cybercriminals to steal data. With that in mind, here are five of the most common ways hackers could get hold of your credit card data – and how to stop them: 1. But the administrators of the world’s largest underground marketplace recently retired after making an estimated US$358m. The scale of the market in these cards is difficult to estimate. Fraudsters could use it to buy luxury items for onward sale, or potentially they could buy gift cards in bulk – another popular way to launder illicitly obtained funds. So most commonly it’s used online in card-not-present (CNP) attacks. In countries that have implemented chip and PIN (also known as EMV) systems, it’s challenging to turn this data into cloned cards. Among the most sought-after is fresh card data, which is then bought in bulk by fraudsters to commit follow-up identity fraud. ![]() There are thought to be as many as 24 billion illegally obtained usernames and passwords currently circulating on such sites, for example. ![]() On dark websites hidden from law enforcers and most consumers, cybercriminals buy and sell huge quantities of stolen data as well as the hacking tools needed to obtain them. The cybercrime underground is a well-oiled machine worth trillions of dollars annually. ![]()
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